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Banks have applied for the so-called debt service ratio DSR to almost all household loans on a pilot basis since earlier this year. The new rule will become mandatory later this month. DSR measures how much a borrower has to pay in principal and interest payments in proportion to his or her yearly income. It is one of the barometers checked for risky household loans.
Commercial banks, regional banks and state-run banks would have different DSR standards, Choi said. Some retail investors have urged the regulator to ease rules for them to conduct the short selling of listed stocks. Choi said the FSC will consider reviewing measures for retail investors to engage in short selling. South Korea prohibits so-called naked short selling, in which investors unload shares that they do not own but permits investors to sell borrowed stocks.
Despite the ban, some critics suspect that banned short selling actually takes place. Choi said the FSC will closely watch the issue of naked short selling and pledged to improve stock trading rules for retail investors. Details of the DSR standards will be unveiled later this week, Choi said. Keywords FSC mortgage.
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In DSR technique, the filed is laser-levelled and rice is sown with the help of a tractor-operated lucky seed drill (LSD), which also sprays.
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PAU suggests direct seeding of rice to address labour pangs
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The agriculture department had earlier fixed May 10 as the date to begin sowing of paddy nursery and June 20 for paddy transplantation, during the current kharif season. The nationwide lockdown has already hit the availability of labour in the ongoing wheat marketing season, and it is now set to affect sowing of paddy, a labour-intensive activity.
The uncertainty over labour is cause of worry for farmers who fear there will be no farm hands in June when paddy season begins. The surveys and reports point to the need for handling of the problem of substandard and counterfeit drugs. Finnish telecom gear maker Nokia has won a contract to supply 4G equipment to Vodafone Idea Ltd across its multiple service areas.
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The NBER’s Business Cycle Dating Procedure: Frequently Asked Questions
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Amid the labour shortage due to coronavirus outbreak, Punjab Agricultural University PAU has suggested a new direct seeding of rice DSR technique to address the issue during rice transplantation season. PAU senior agronomist MS Bhullar informed that the technique was successfully tested on large fields last year. In DSR, the field is first laser levelled, followed by pre-sowing rauni irrigation and preparation of the field when it reaches tar-water good soil moisture condition.
Rice is then sown with a tractor operated lucky seed drill LSD , which also sprays herbicide at the same time. Use 8 to 10kg seed for one acre and imbibe rice seed in water for 8 hours and then dry in the shade, he said. As weather is sweltering during June and evaporation is also high, the delayed first irrigation under this technique saves lot of water.
Tougher loan screening to help better manage household debt: regulator
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The Business Cycle Dating Committee’s general procedure for determining the dates of business cycles. The chronology identifies the dates of peak and trough months in economic activity. The peak is the month in which a variety of economic indicators reach their highest level, followed by a significant decline in economic activity. Similarly, a month is designated as a trough when economic activity reaches a low point and begins to rise again for a sustained period.
A: The NBER’s traditional definition of a recession is that it is a significant decline in economic activity that is spread across the economy and that lasts more than a few months. The committee’s view is that while each of the three criteria—depth, diffusion, and duration—needs to be met individually to some degree, extreme conditions revealed by one criterion may partially offset weaker indications from another.
For example, in the case of the February peak in economic activity, we concluded that the drop in activity had been so great and so widely diffused throughout the economy that the downturn should be classified as a recession even if it proved to be quite brief.